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Bad Credit Loans


There are few things quite as scary as a ruined credit score. Bad credit ratings are caused by things such as late payments, charging an account off, defaulting on a loan and maxed out credit cards, interfere with many necessary financial processes and can make it extremely hard to do what you need to do in order to get through the year, month or even through the week. The worst part is that this situation, which is caused by bad finances, gives you, even more, financial problems by lessening your chances of getting a loan.

The Problem with Bad Credit

You see, the term “credit” basically refers to the level of trust businesses have that you'll repay the money you've borrowed. Bad credit would, therefore, mean that the chances of people trusting you with their money are very slim, while good credit would boost your financial reputation, so to speak. As you might have deduced from this information, having a very low credit score would, to put it bluntly, make any potential lender or financer look the other way.

The Solution

At BadCreditSite, however, we understand that there are times when all you need is just enough cash to get you through the month. BadCreditSite is a trading name of PJG Financial that was established for this very purpose, and we are here to help – even if you have bad credit. Whether you need the money to fulfill an obligation or just for basic living costs, we want to meet you halfway and offer you a hand. We take pride in our work ethic and go to great lengths to ensure that our loans are fair, transparent and simple to manage. We take honesty very seriously and try to be accommodating towards customers. 

Because of this, many people return to BadCreditSite time after time.

So, how does this work? Well, you tell us what you need, and we help you to find the best lenders with the lowest interest rates. In other words, we do a lot of the thinking for you, and what’s more is that we do so swiftly. In fact, the money can be in your account in as little as fifteen minutes, depending on your case.

Loans available range from £100 to £5,000, and there are absolutely no hidden costs or fees involved. No credit score is undertaken, and your financial history is irrelevant to us. Check out our website. We hope to be helping you out soon.


BadCreditSite™ is a FCA-regulated loan agency based in Glasgow, Scotland under the trade name PJG Financial Limited. The purpose of the company is to bring attention to the loans that individuals tend to get denied or rejected. The aim of doing so is to allow individuals such as the unemployed or those in financially difficulty to have a break and be able to obtain a loan.